"Homeowners Insurance" Blogs

FEMA Says Deadline For Hurricane Dorian Insurance Claims Is Coming

An important deadline is coming for those who want to file Dorian-related flood insurance claims. The National Insurance Program policyholders in North Carolina who have experienced damage linked to Dorian only have 60 days to file Proof of Loss counting from the day the damage had first occurred. FEMA says policyholders should do everything they […]

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One Year After Hurricane Michael: FL Homeowners Struggle To Recover

If you live in Florida, sooner or later a hurricane or tropical storm will hit, and damages to your property are inevitable. Some insurance companies may try to wear you out, but don’t give up. As of last month, over 18,000 Hurricane Michael claims were still open – 12 percent of all storm damage claims. […]

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Mercury Insurance Ends Fight with California Regulators by Agreeing to Pay Over $41M

Mercury Insurance Co. just ended a 20-year long battle with California regulators over extra fees charged to its clients by agreeing to pay the state of California over $41M, according to officials. The State Insurance Commissioner Ricardo Lara says it has been the most substantial property and casualty penalty and interest payment in the history […]

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National Flood Insurance Program Set to Expire on September 30

After tropical storm-battered Texas had over 40 inches of rain in only 72 hours, Congress argued whether they should extend the National Flood Insurance Program (NFIP) or not. NFIP is set to expire next week, Sep 30 – a program ran by the government, which covers 5 million policies and it’s an alternative to the […]

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Insurance Companies in California Keep Pulling Out Leaving Homeowners Stranded

It’s an unfortunate situation for Californians, and it’s not getting any better. Some families have been forced to scramble, securing coverage through not-so-good insurers with skyrocketing premiums that they can’t practically afford. As the wildfires grow more intense, many insurance companies are not renewing policies for homeowners in risky areas. As of right now, nearly […]

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FEMA urges homeowners to buy flood insurance

If there was ever a time to buy flood insurance is now, according to FEMA and national flood officials. Drastic weather changes in some specific regions across the U.S. are expected in the coming years. Many of our communities are already underwater. Floods are simply among the deadliest natural disasters in the United States. The […]

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Insurance Companies Request Rate Increase for Dwelling Policies

A Dwelling insurance rate increase was recently filed at the North Carolina Department of Insurance (NCRB) with a requested effective date of July 1, 2020.   NCRB represents all companies that write property insurance in the state. They requested a 19.2% increase based on territory.   The filing comprises an increase request in wind (24.3%) […]

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Insurance Companies Request Rate Increase for Dwelling Policies

A Dwelling insurance rate increase was recently filed at the North Carolina Department of Insurance (NCRB) with a requested effective date of July 1, 2020.   NCRB represents all companies that write property insurance in the state. They requested a 19.2% increase based on territory.   The filing comprises an increase request in wind (24.3%) […]

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Hurricane Dorian: What does homeowners insurance cover after a disaster?

As everyone gets ready for Hurricane Dorian to hit Florida, many homeowners may wonder what their homeowners insurance will cover in case of disaster.  As usual, the answer is mostly based on the magnitude of the disaster. Damage caused by a catastrophe, in general, should be covered by a standard policy. Yet some things aren’t […]

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Patients denied benefits recover millions through the appeals process

The Patient Protection and Affordable Care Act of 2010 gave patients the right to appeal any decisions by Insurance Companies to an outside panel, no matter what state wherein they reside or type of insurance they have.   It can be very frustrating for patients when they are bombarded with bills from their health insurance […]

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Moroccan Fairytail: The Adventure of Lifetime

The European languages are members of the same family. Their separate existence is a myth. For science, music, sport, etc, Europe uses the same vocabulary. The languages only differ in their grammar, their pronunciation and their most common words. Everyone realizes why a new common language would be desirable: one could refuse to pay expensive […]

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3 Ways to Help a Charity With a Gift of Life Insurance

The European languages are members of the same family. Their separate existence is a myth. For science, music, sport, etc, Europe uses the same vocabulary. The languages only differ in their grammar, their pronunciation and their most common words. Everyone realizes why a new common language would be desirable: one could refuse to pay expensive […]

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