Health insurance is a key utility to have today, however, many people have the wrong idea about what it actually does. Many people think it’s a catch-all service for medical procedures, but it’s not. You need to look through the policies to find what is and isn’t covered. Unfortunately, this causes many people to drop this service in frustration from not being able to have the exact treatment waived.
Despite this, health insurance will still help you with your costs. Depending on the package you choose, you can have as little as 60 percent of the bill waived and as much as 90 percent taken off. Insurance Line One wants to incentivize this service, which is why we start our services off at a low rate of five dollars a day. This allows much of the uninsured population to justify acquiring coverage, while also avoiding the potential fallout from an injury.
When you are uninsured you are more likely to practice riskier behaviors. For one, when you don’t have coverage you are more likely to not have a regular place to go to for care. Without a normal place to go to you are going to push off any needed care until the last minute. As a matter of fact, an estimated 23 percent of the uninsured delay a visit to the doctor because of the high costs; and another 20 percent will push off needed treatment because of the high costs.
This can be the difference between paying 2,500 dollars for a fractured arm and 16,000 dollars for treatment on a broken arm. However, you might still have to pay a vastly higher bill than someone else with similar conditions. Minnesota has incredibly high price swings for the same procedures. The average cost of an appendectomy in Minnesota is around 17,000 dollars. Although, there have been various reports showing people paying as little as 6,500 dollars or as much as 35,000 dollars.
There wasn’t a difference in severity, either, which makes it hard to pinpoint exactly how much you’ll need to spend on treatment. Hopefully, you won’t need to stay in the hospital for more than a day either; one-night in a hospital can cost you an estimated 2,400 dollars. Health insurance is here to stabilize this price tag and make it easier to afford.
The right health insurance package is out there, it’s just a matter of finding it. Thankfully, Insurance Line One has made it easier to pick out a plan. Carefully arranging our list of services into a simplified format avoids any of the confusion included when finding coverage. Being confused can result in you spending hundreds, maybe even thousands more than necessary.
We don’t want you to be upset with this wonderful service, which is why we want to make your experience as pleasurable as possible. Additionally, you’ll be able to take as long as you want to make a decision through our year-round open enrollment. No one should have to rush into a decision because of a timeline, nor should they be denied because they didn’t know there was even a deadline.
Insurance Line One has an A+ accreditation with the Better Business Bureau.
We offer a wide selection of health insurance plans for individuals and their families in Minnesota. Our health insurance plans start as low as $150 per month. That’s as little as $5 per day. Give us a call today or click the button below to fill out the form.
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I have to say, I called insurance line one yesterday, they took care of me right away, I felt good , and I recommend this company to anyone who needs health insurance, auto , life or commercial insurance. #great prices. #great rates #thanks again