There are many reasons to acquire health insurance; have a regular source of care, cheaper costs and someone to look at for you during struggling times. However, health insurance has been reported to be too costly to justify for many families. This is understandable when you realize at least 50 percent of the uninsured make less than 200 percent of the federal poverty level, which is currently around 24,000 dollars a year.
Luckily, there are health care providers with the goal of providing you with quality care at a reasonable price. Insurance Line One has a wide range of services available, with almost all starting at a low price of five dollars a day. This allows many of the people who suffer from low wages to acquire this much needed service. Furthermore, this is already more than half of the nationwide average for coverages.
There are a variety of different factors when it comes to deciding how much you pay every month. Characteristics, such as family size, income and existing medical conditions are taken into account when you start applying for coverage. However, there is one main determinant for deciding how much you pay; the type of “metal” chosen. There are four available options for you to choose from: bronze, silver, gold and platinum.
Many people who want to save money on premiums and are planning for the worst-case scenario. The average amount for a bronze package is around 388 dollars for a 60 percent assistance rate. For instance, a broken leg can cost around 2,500 dollars for recovery. Using this low-end estimate, you will only have to pay around 1,000 dollars for recovery.
A high-end estimate of 17,000 dollars will only need you to spend around 6,800 dollars. Granted, this might not be a high enough aid rate for you. Thankfully, you still have three other options. Silver is next in line for assistance, and is also one of the most popular choices picked. It helps people enough in their needs and prevents the delay for care 23 percent of the uninsured usually do.
Silver plans will cost you around 428 dollars to help with up to 70 percent of the total charges. To have up to 80 percent of the medical bill covered you’ll need to spend around 507 dollars for a gold plan. Finally, platinum services are for those with heavier medical conditions, frequently visit the ER and/or constantly need expensive medication to survive.
You’ll need to spend around 583 dollars a month to have up to 90 percent of the medical bill covered. Additionally, there are locations around with the possibility of covering all the charges. However, you’ll need to look at the packet they send you when you acquire their service. Altogether, though, your total medical bill will be more than halved.
When it comes to health insurance, everyone should have this service. Without it you are risking potential bankruptcy or a struggling financial life after. However, there are certain groups of people who should have this more than others. For instance, smokers are prevalent still in everyday life. It’s been heavily reported smoking increases your chances of potential life-threatening diseases, such as heart disease and cancer. Heart disease can encompass a wide range of tribulations; chest pain, high blood pressure, arrhythmias and a heart attack.
Over the years, the number of people who have succumbed to this disease has decreased. This can be attributed to the advancements in medical research and technology. However, the costs for recovery from this trauma is enough to cause financial ruin without the aid of health insurance. A low-end estimate for recuperation can cost you 30,000 dollars. Considering 50 percent of the uninsured make less than 24,000 dollars, this will be impossible to pay off for many.
Looking at the high-end estimate—200,000 dollars—many will be left in a terrible place. However, with health insurance this bill can be more than halved. A silver plan will turn the 30,000 dollar and 200,000 dollar bill into a simpler 9,000 dollars and 60,000 dollar bill, respectively. There are even various locations capable of covering all of the costs, but you need to have health insurance to accomplish this.
Obviously, not everyone is going to have to deal with heart disease, but a broken limb is much more prevalent. When it comes to playing sports, you are always trying to push yourself into something better. In order to accomplish this you need to go past your physical boundaries. However, this is one of the reasons why so many people are injured from basketball and football. As a matter of fact, a broken arm, finger or hand are some of the most common injuries in these sports.
A single fracture on the arm can cost you a low-end estimate around 2,500 dollars without health insurance. However, this is in the hope you actually see a doctor in time, which 23 percent of the uninsured don’t. You might even be part of the 20 percent who push off a needed medical treatment because of the cost; you don’t anymore. Health insurance will be able to reduce it a simple 1,000 dollars on a bronze plan. A platinum service will drop the bill to a measly 250 dollars.
Health insurance will help you thrive during a stressful period in your life. No one wants to get hurt or sick, but accidents can happen at random. Being unprepared for these circumstances can cost you more money than you make in a year. However, with health insurance on your side you will never have to worry about how you are going to pay your monthly utilities. Insurance Line One doesn’t just provide you with a low rate of 150 dollars a month.
We’ve attentively organized the available services we have into a format preventing any confusion. Carefully laying out everything we have will ensure you won’t be confused when making a decision. To enhance your experience we have year-round open enrollment; giving you the ability to take as much time as you need making decision. With this being an important choice affecting who you see and how much you pay, it’s vital you comprehend everything being presented.
“I am so thankful for Victoria. I am dealing with my father in Hospice and she has gone so far out of her way to help me. She has made the ordeal so easy for me. Victoria, thank you so very much.”
“I want to let you all know that Trae S. is a life saver! Because of him I will be able to get my much needed Insulin prescriptions and I am so grateful. He really took his time to get all the information he needed from me to help. You have a gem with him. Thank you from a grateful customer!”
I have to say, I called insurance line one yesterday, they took care of me right away, I felt good , and I recommend this company to anyone who needs health insurance, auto , life or commercial insurance. #great prices. #great rates #thanks again