Health insurance is an important medical service to have in the modern-day because it helps you during stressful times of your life. This includes the recovery from a physical trauma or an illness, but what people don’t realize is it will help you with normal procedures as well. But, the amount of misinformation being spread has caused the wrong idea to appear about what health insurance actually is.
Just because you have coverage doesn’t mean all of your medical services will be waived, it just means you will have a reduced rate to help you with certain treatments. To determine what this rate is, you’ll need to look at the packet sent to you when you accept coverage. Insurance Line One wants to provide you with affordable coverage, but with quality care. This is why we start our services off at a low-rate of five dollars a day. Yet, people still choose to go uninsured in Connecticut, which is not something we recommend.
When it comes to identifying how much you’ll pay for coverage, there is one main factor determining how much you’ll need to pay; the type of “metal” chosen. There are four types of metals to choose from; bronze, silver, gold and platinum, but, the most chosen metal is silver. Connecticut has one of the highest premium costs in the country, trailing behind four other states. You can see when you are looking through options in the state, with the lowest costing silver packages starting off at an estimated low rate of 440 dollars.
However, it can also range to a high of around 530 dollars. Additionally, where you live has an influence on how much you spend on coverage per month. For instance, Hartford has a lower price tag for the lowest silver plan premium, being set around 530 dollars a month. New Haven citizens are having to pay around an estimated 490 dollars for coverage on the lowest silver package. Bridgeport comes in at a similarly expensive rate of 530 dollars.
Despite all of this, you will be able to have anywhere from 60 percent to 90 percent of you charges covered. This can greatly reduce the number you’d spend on even the most trivial procedures. After all, you wouldn’t want to go uninsured and have to pay the outrageous costs thousands of others have to.
Health insurance can be a tricky process to acquire, particularly because of the many factors going into determining what you need to spend. Your income, the number of people getting coverage, even your lifestyle has an influence on how much you will spend. Insurance Line One wants to make it easier to understand these problems, which is why we’ve carefully organized our list of services in an easy-to-read format.
This prevents any confusion from occurring, which can result in hundreds, maybe even thousands more being spent. Granted, our services do start off at a low price of five dollars a day, which means you won’t have to deal with too big of a problem were you to make a mistake. However, it’s still better to comprehend what is being presented rather than hope it’s the right package. Our year-round open enrollment will allow you to take as long as you want to make a decision and prevents any rejection from occurring just because you didn’t know a timeline existed.
Insurance Line One has an A+ accreditation with the Better Business Bureau.
We offer a wide selection of health insurance plans for individuals and their families in Connecticut. Our health insurance plans start as low as $150 per month. That’s as little as $5 per day. Give us a call today or click the button below to fill out the form.
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“I want to let you all know that Trae S. is a life saver! Because of him I will be able to get my much needed Insulin prescriptions and I am so grateful. He really took his time to get all the information he needed from me to help. You have a gem with him. Thank you from a grateful customer!”
I have to say, I called insurance line one yesterday, they took care of me right away, I felt good , and I recommend this company to anyone who needs health insurance, auto , life or commercial insurance. #great prices. #great rates #thanks again