Being self-employed is a great feat to achieve. You are running your own company and trying to achieve your dream. However, there are all kinds of factors hindering your success; competitors, marketing and even healthcare. Healthcare can have a major influence in how your business is ran. The biggest reason is because when you get sick the business has to be put on hold. When it’s placed on hold you have a harder time acquiring revenue.
This doesn’t need to be the case, especially since there is cheap health insurance out there to help you. Insurance Line One starts their services off at a measly 150 dollars a month to create every possibility for you to obtain this much needed service. Going uninsured may seem like you are saving money now, but this is in the hope nothing goes wrong. Unfortunately, we don’t live in a world where everyone is cautious and the likelihood of you being injured or sick because of someone else’s incompetence is high.
Whether it’s from an injury because you fell or because you developed an illness walking around downtown, millions of people visit the hospital every year. Without health insurance this can cost you thousands of dollars in payments. For instance, people who play sports are more likely to have a healthier lifestyle, but they need to be aware of the potential problems of living this active lifestyle.
Basketball and football are two of the most common sports to be injured in. A fractured or broken wrist, finger or arm appear the most frequently within these sports. A fractured arm without any need for surgery can cost you a low-end estimate of 2,500 dollars. However, were you to need surgery you’ll need to spend a low-end estimate of 16,000 dollars. This doesn’t include the medication required to heal yourself and therapy needed after.
Furthermore, this is a pretty common situation to be apart of. However, heart disease isn’t thought about as frequently. Heart disease is the number one killer in the nation and in most states. Heart disease can come in a variety of forms; arrhythmia, chest pain, and high blood pressure. However, the worst damage heart disease can do is a heart attack.
A heart attack is one of the most common forms of death from heart disease. Depending on where you go, though, it can cost thousands more or less. The average range for heart attack recovery is around 30,000 dollars to 200,000 dollars. Considering at least 50 percent of the uninsured population make less than 200 percent of the federal poverty level—which is currently around 24,000 dollars—this would be nearly impossible for many to pay off. You might even be one of these milion, but you first need to establish if you are self-employed or a small business.
Determining whether or not you are self-employed or a small business is a simple process to differentiate. For instance, if you have an employee or an employer you would count as a small business for most healthcare providers. However, if you are the only employee and all the revenue goes to you then it’s safe to say you are self-employed. Furthermore, there are four types of employment when it comes to being self-employed; sole proprietorship, Limited Liability Company (LLC), freelancer and a partnership.
A sole proprietorship is a business ran by one person; there’s no difference between the actual person and the business. All the money goes toward them, but so does the debt. This is what an LLC is fighting against; these protect your assets. Were the company to fail, you won’t be horrendously affected. A freelancer works all by themselves and takes in all the profits. They can do as they please and work for more than one person.
Finally, a partnership is two people in charge of a business. These two are equal in the business hierarchy, and can still apply for a self-employed health insurance package. Altogether, the main takeaway is, as long as you are one person in the company then you qualify for self-employed health insurance. Furthermore, there are many dangers going uninsured people aren’t aware of.
Health insurance is capable of reducing your total medical bill anywhere from 60 to 90 percent. This is the obvious reason to acquire this medical service, but people don’t realize there are aspects included when it comes to health insurance. People without health insurance actually have a harder time finding medical treatment and then seeing them.
An estimated 49 percent of the uninsured population don’t have a usual source of care. This makes it harder for these people to get the care they need, resulting in their condition to continuously worsen. You might even be one these million; or you are the type to know where to go, but don’t.
An estimated 23 percent of people will postpone a needed medical treatment because of the costs. This can turn a 30,000 dollar bill for heart attack recovery into a 200,000 dollar bill because of complications. Were you to be the type to push off a service then this can be the last thing you do. This is why health insurance is important to survive. It doesn’t just help you pay off these high medical charges, but it will allow you to see the medical facilities required.
Health insurance is an important service, no matter where you go. It assists you in paying off the astronomically high medical costs you received during your recovery phase. Insurance Line One wants to make deciding which health insurance package to get an easier choice. It’s why we start our services at a low price of 150 dollars. Additionally, we’ve also carefully placed our services in a simplified index.
This allows people to understand what is being laid out in front of them without any confusion to occur. This prevents you from accidentally spending hundreds, maybe even thousands of dollars on unnecessary costs. To affirm you have every possibility to acquire coverage, we also allow year-round open enrollment. This allows people to apply at anytime, once they’ve meticulously read all of the services.
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I have to say, I called insurance line one yesterday, they took care of me right away, I felt good , and I recommend this company to anyone who needs health insurance, auto , life or commercial insurance. #great prices. #great rates #thanks again