"Life Insurance" Blogs

Life Insurance For Business Partners

There are some risks linked to going into business with a partner, one of these things is having one of the partners die. Investing in life insurance earlier on when you start your business can be a lifesaver under such circumstances. But make sure you understand how business partner life insurance works and how you […]

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Does Life Insurance Cover Coronavirus?

If you are purchasing life insurance, a global health crisis like COVID-19 can have some consequences in your policy. The good news is if you already purchased life insurance, your family will be paid the death benefit in the event you pass away due to the pandemic. Life insurance offers great financial protection when your […]

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Group Life Insurance

While group life insurance is a good perk provided through your employer or any other large-scale organization, it may not provide enough coverage.  This type of life insurance may be affordable and even free. It’s generally offered by large employers as a benefit for their employees – very common all over the nation.   Group […]

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Why You Should Purchase Life Insurance When Getting Married

When someone gets married, the last thing on their minds is, of course, to think about death. However, it’s reality and the inevitable cycle of life. All the happiness and joy you experience in life with your significant other is to be treasured but the necessary arrangements should be made in case the unpredictable happens. […]

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Life Insurance Mistakes To Avoid

Life insurance can be a complex topic that may end up causing you a lot of headaches if you don’t fully understand it. But learning about life insurance can be a valuable investment for you and your loved ones. Some life insurance experts recommend you avoid the following common mistakes and advise on how you […]

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Is Life Insurance A Smart Investment?

If you are considering life insurance as an investment, it’s a good choice before you may face health issues or any other challenges. However, this type of investment can be either highly valued or wasted, based on the approach.  Permanent cash value life insurance policies, such as whole life have an investment factor, but the […]

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Purchasing Life Insurance If You Have A Medical Condition

If you are young and healthy chances are you will get better rates when purchasing life insurance. Companies usually group buyers into one or several rate classes depending on their health status or risk they may represent.  Generally, the healthiest customers receive the best available rates while people experiencing serious health issues may qualify for […]

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How Life Insurance Works In A Divorce

No matter how nicely you put it, divorce is a painful episode for most people unless your ex is a tyrant and you are relieved that he or she is gone. But even in such cases, a lot is going on, which you may not be aware of at the time. It’s good to get informed, […]

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Situations Where You Should Buy Life Insurance

Life insurance is a good investment as it protects those who may depend on you financially in the event you die. It covers one or more beneficiaries after you die and provides income replacement so that they can pay their expenses.  The main reason why most people don’t buy life insurance is because they simply […]

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Should I Buy Life Insurance Through Work?

Most people would say “yes” since employers offer basic life insurance as part of their benefits package at a low cost and sometimes it’s free. That sounds fair if you are single and don’t have any children. However, if your death would be a financial burden to your spouse and children, you may need coverage […]

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Create An Inheritance By Buying Life Insurance

You don’t need to save a fortune, to leave an inheritance. With the right life insurance strategy, you can leave an inheritance behind for your loved ones.  However, if you are buying life insurance for inheritance purposes, not every life insurance is ideal for doing so. You need to select the best policy for your […]

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Life Insurance Can Cover Student Loan Debt If You Die

With the total student debt in the United States being $1.6 trillion and approximately 44.7 million student borrowers averaging a debt total of $29,900, you are probably wondering what happens when the borrower dies, especially if that’s you. Is your debt going to be passed to your surviving family members? Unfortunately, 73% of student borrowers […]

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