"Homeowners Insurance" Blogs

Buying Homeowners Insurance: How to Compare Policy Options

To protect your house, you need homeowners insurance. More than that, you need the right homeowners insurance. When comparing homeowners insurance policy quotes, there’s a lot more to consider than just the premium amount. Otherwise, if you ever need to file a claim, you might realize your coverage isn’t as good as you though it […]

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Going Green? Revisit Your Homeowners Insurance

Living a more sustainable life has become a priority for many people in the United States and a trend in the home and construction industry.  It goes beyond cutting out plastic use or using public transport. Currently, 85 percent of people living in our country say that living in a sustainable or eco-friendly home is […]

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Will Homeowners Insurance Cover Dog Bites? The Low-Down on Liability

Could your dog bite someone? If your first thought was no, think again. All dogs are capable of biting under the right – or wrong – circumstances. According to the CDC, approximately 4.7 million dog bites occurred in a single year, and 800,000 of these bites required medical attention. If your dog bites someone, you […]

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What Does Homeowners Insurance Cover? 11 Things that Might Be Important to You

There’s not just one good reason to buy homeowners insurance. There are at least 11 reasons. A typical homeowners insurance policy will provide coverage for a range of risks. Here are some of the coverages that you might care about. Fire: There were approximately 371,500 residential fires in 2017. More than half of these were […]

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Is Homeowners Insurance Mandatory? Situations Requiring Coverage

Homeowners insurance is certainly a good idea – but is it mandatory? If you’re struggling to make payments, you might be wondering if you can skip this cost. However, this probably isn’t a good idea. Going without homeowners insurance could put you, your finances, and your house in considerable risk. In some cases, it could […]

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Are Homeowners Insurance and Hazard Insurance the Same? Lingo to Know

As a homeowner, you know it’s important to have homeowners insurance. If you have a mortgage, you may also be told that you need hazard insurance. The coverage requirements can be confusing, especially if you’re not familiar with the all the terms that insurance industry uses. Here’s some lingo that will help you understand your […]

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What Homeowners Insurance Does NOT Cover: Understand These Exclusions

Your house is many things to you: a home, a legacy and an investment. You need to protect it, and that means maintaining homeowners insurance. However, it’s important to understand that the standard homeowners policy insurance does not cover everything that could happen. There are exclusions. Here are some of the common exclusions that you […]

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Does Your Homeowners Insurance Cover Airbnb? What You Need to Know BEFORE You Host

If you own a home, you likely understand the importance of homeowners insurance. You might not understand exactly what it covers, however. Exclusions in the policy could leave you on the hook for major expenses, especially if you’re renting out your home using Airbnb or a similar service. The Rise of Peer-to-Peer House Rentals Airbnb […]

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Add a Pool to Your Home?

Now that men, women and children are enjoying the summer heat, adding a swimming pool to your backyard can be a dream come true. You never have to worry about trekking to the community pool or the beach, paying for parking, or getting sand all over your possessions. Not only can you, your friends and […]

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