"Health Insurance" Blogs

Can My Business Get Sued for A Data Breach? A Cyber Liability Wake-Up Call

It may seem like victim-blaming, but your business can indeed be held liable for data breaches. Companies have a duty to safeguard the customer data they store. If that data gets out – even if it’s the result of a malicious cyberattack – you need to follow local laws governing customer notification. You could even […]

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Health Insurance Enrollment Trends: Rates, Plans, and Participation

2020 is almost here, and that means it’s time to think about health insurance coverage for the new year. Open enrollment for Marketplace health plans lasts from November 1 to December 15. Here’s what we know so far about trends in rates, plans, and participation. Rates: How Much Will You Pay? Healthcare costs have been […]

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Health Insurance Options For Early Retirees

Want to retire early? I don’t blame you. Some people are ok with the idea since they want to experience the benefits of retirement in a younger body. There are pros and cons to this approach though and your health is oftentimes a determining factor. Shopping for a health insurance plan during early retirement can […]

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Does Marketplace Insurance Cover Pre-Existing Conditions? Get the Facts

Could your health insurance claim be denied? For the millions of Americans with pre-existing conditions, this is an important question to ask. Here’s what you need to know about pre-existing conditions and Marketplace health insurance plans. Understanding Pre-Existing Conditions A pre-existing condition is any health problem that you have before your health insurance coverage starts. […]

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Can You Have Private Insurance and Medicare? AEP Answers

Around 60 million Americans depend on Medicare for their health insurance. This annual election period, which runs from October 15 to December 7, these Medicare beneficiaries will be making plan selections for the next year. If you are a Medicare enrollee, you may be wondering what other options you have. In some cases, it is […]

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Health Insurance Subsidies: How to Know if You Qualify

Don’t assume you can’t afford health insurance. If you purchase health insurance through the Health Insurance Marketplace, you may qualify for premium tax credits and cost-sharing reductions. Open enrollment is happening between November 1 and December 15, so this is the time to see if you qualify. Step One: See If You’re Eligible to Use […]

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Do Renters Need Homeowners Insurance? Understanding Protection

Homeowners need homeowners insurance – but what about renters? Because renters don’t own a home, they might assume they don’t need homeowners insurance. However, even renters have belongings to protect and liability risks to manage. Renters, like homeowners, can benefit from insurance coverage. Renters vs. Homeowners Insurance There are different types of homeowners insurance policies, […]

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Get Health Insurance as An Independent Contractor

Freelancers make over a third of the United States workforce, and the percentage keeps increasing as we speak. While independent contractors enjoy much freedom and flexibility, being free has a price. Besides the salaries varying greatly from week-to-week and clients being demanding, you will have to find health insurance on your own without the luxury […]

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Get the Most Out of Open Enrollment at Work

For many employers, November is the time the open enrollment period begins – a time when employees can reevaluate their benefits, but most importantly their job-sponsored health insurance options. After so many years of employers not covering enough, workers may be surprised to find out this open enrollment season is loaded with new options to […]

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Do I Really Need Health Insurance? Why It’s A Smart Move

This open enrollment period, you may be wondering whether you really need health insurance. Although most people no longer need to worry about paying a penalty for not having coverage, health insurance is still a very important purchase. The Individual Mandate After the ACA went into effect, people who did not maintain qualifying health insurance […]

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The Health Insurance Marketplace: Open Enrollment Begins!

It’s time to purchase health insurance coverage for 2020. The annual open enrollment period for the Health Insurance Marketplace starts on November 1, 2019 and ends on December 15, 2019. If you want to purchase private health insurance that meets ACA requirements for minimum essential coverage, this might be your only chance to get coverage […]

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Open Enrollment 101: How to Get Great Health Insurance

Open Enrollment is your opportunity to purchase health insurance coverage for the next year. To help you make the most of this opportunity, here’s your crash course in the Health Insurance Marketplace open enrollment. Start Dates and Deadlines The open enrollment period starts on November 1 and ends on December 15. Coverage will go into […]

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