"Health Insurance" Blogs

Disability Insurance: Why It’s A Must-Have for Working Americans

Many Americans are living paycheck to paycheck. Even people with savings typically cannot go for long periods of time without an income, especially if they have major medical bills to pay in the meantime. Unfortunately, an unexpected injury or illness can lead to exactly this scenario. If you depend on your paycheck, you need disability […]

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What Illnesses are Covered by Critical Illness Insurance? Here’s What to Expect

Dealing with health problems is never easy, but the right insurance can help. If you are diagnosed with a covered illness, critical illness insurance provides a lump sum payment. This payment can be used however you see fit: paying off medical bills, making up for missed wages, or anything else you need. Before you buy […]

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When is Health Insurance Open Enrollment? Dates to Remember

The end of the year is a busy time, and not just because of the holidays. It’s also when open enrollment takes place. This is the period of time when people decide which health insurance plan to enroll in for the following year. It’s an important decision, so it’s not something you want to forget […]

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How Critical Illness Insurance Works: Financial Relief When You Need It Most

Critical Illnessess: A Common Catastrophe In 2016, there were 1,658,712 new cancer cases in the United States. That’s 436 cases for every 100,000 people. Approximately 735,000 Americans have a heart attack every year, and 525,000 of these are the person’s first heart attack. More than 795,000 people in the United States have a stroke each […]

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California Tax Penalty for No Health Insurance You’re Not Off the Hook

The Individual Mandate The Individual Shared Responsibility Payment, often called the Individual Mandate, was part of the ACA. It was a tax penalty for individuals who did not maintain minimum essential coverage throughout the year. When individuals filed their federal income taxes, they would be asked questions about their health insurance coverage for the year. […]

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Individual Health Insurance in Georgia: 6 Things You Probably Didn’t Know

Health care is never a simple topic. In Georgia, as in the rest of the United States, new laws and other changes can have a significant impact on your health plan options. Below are six things you probably didn’t know (but should know) about individual health insurance in Georgia.   1.      New Report Shows Average Monthly Premium […]

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Does Critical Illness Insurance Cover Preexisting Conditions? Here are the Facts

Few things are more devasting than the diagnosis of a critical illness. In addition to difficult health issues, patients and their families may also struggle with associated financial costs. Critical illness insurance can help. What is critical illness insurance? Critical illness insurance is not traditional health insurance. It does not cover routine or preventative care, […]

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Tips to Reduce Cholesterol

When it comes time to improve your overall health by reducing your cholesterol, you should start making small substitutes in your meals and snacks. A perfect example is not pouring croutons over your salad. Rather, you should cover your greens with walnuts to get a healthy crunch. Real croutons have too many carbohydrates. These carbs […]

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Lower Cholesterol Means Lower Health Insurance

Every food that comes from an animal contains some type of cholesterol. The fatty substance naturally located in your blood is either good or bad. The good cholesterol that is responsible for creating vital hormones, building cells, and digesting everything you eat is known as high-density lipoprotein, or HDL. The bad stuff that clogs your […]

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Water Can Be a Home’s Worst Nightmare

Sometimes it is from a little summer storm or even a giant hurricane in the fall. Other times, the pipes in a person’s home or office may be so weak that they break. Whatever the culprit, your property gets flooded. There are stains on the walls and ceilings. The floor is submerged, and any carpet […]

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