"Featured" Blogs

Disability Insurance: Why It’s A Must-Have for Working Americans

Many Americans are living paycheck to paycheck. Even people with savings typically cannot go for long periods of time without an income, especially if they have major medical bills to pay in the meantime. Unfortunately, an unexpected injury or illness can lead to exactly this scenario. If you depend on your paycheck, you need disability […]

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Medicare Open Enrollment: The When, Who and How

Medicare’s annual Open Enrollment Period is coming. During this time, Medicare beneficiaries get to make some big decisions that will impact their health care options and out-of-pocket payments for the next year. Medicare beneficiaries have two major choices: Original Medicare or Medicare Advantage. Original Medicare consists of Medicare Part A and Medicare Part B. Many […]

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Online Auto Insurance Quotes Can Help You Find Affordable Coverage

Finding affordable auto insurance online has become easier than ever. Auto insurance is mandatory as drivers are not allowed to legally drive without it. If you do so, you will face severe penalties. The good news is that you no longer have to travel from an insurance agency to another to find auto insurance quotes […]

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Can Auto Insurance be Retroactive? Answers Here

There are a lot of reasons you might let your auto insurance lapse. Regardless of the reason, you know it’s a problem. Drivers are required to maintain coverage. If you find yourself in this situation, you may be wondering if you can purchase an auto insurance policy and have it start retroactively. The answer is […]

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Can I Buy Life Insurance for My Parents? Why Consent is Crucial

Life insurance provides important financial protection for a person’s loved ones. The death benefit can be used to pay off medical bills and burial costs. It can also cover other expenses that the deceased leaves behind and to make up for lost income. In addition to buying a life insurance policy for yourself, you may […]

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What is Small Business Insurance? Understanding SBI

When you run a small business, you take on big risks. One lawsuit, fire, or cyberattack could threaten everything you’ve worked so hard to create. You’ve invested a lot of time, money and energy into your business. The right insurance can help you protect that investment. If you own a small business, you should take […]

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Dental Insurance: Understanding Waiting Periods

A bad toothache isn’t something you want to ignore. Unfortunately, dental care can be expensive. Without insurance, a simple filling could cost you $100 or more. A crown could run you closer to $1,000. If that would put a strain on your finances, dental insurance could help. However, don’t put off purchasing insurance until the […]

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What Illnesses are Covered by Critical Illness Insurance? Here’s What to Expect

Dealing with health problems is never easy, but the right insurance can help. If you are diagnosed with a covered illness, critical illness insurance provides a lump sum payment. This payment can be used however you see fit: paying off medical bills, making up for missed wages, or anything else you need. Before you buy […]

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Can I Have More Than One Life Insurance Policy? How it’s a Smart Move

They say two heads are better than one. But what about two life insurance policies? Although it may seem strange at first, it is possible to have multiple life insurance policies. In some situations, it may be the smart move. How Much Life Insurance Do You Need? Determining how much life insurance you need is […]

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What Homeowners Insurance Does NOT Cover: Understand These Exclusions

Your house is many things to you: a home, a legacy and an investment. You need to protect it, and that means maintaining homeowners insurance. However, it’s important to understand that the standard homeowners policy insurance does not cover everything that could happen. There are exclusions. Here are some of the common exclusions that you […]

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How to Get Liability Insurance for Your Business: As Easy as 1-2-3

If you own a business, you understand how much work goes into keeping it running. Even when everything goes smoothly, there’s a million things you need to think about – and things don’t always go smoothly. Lawsuits are common, and even when they are unfounded, the legal costs can damage a business. A study conducted […]

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Understanding Dental Marketplace Insurance: What You Need to Know

Once you enroll in Marketplace coverage, you will find out some health plans include dental coverage while others don’t. You will have to purchase a separate dental plan. It’s important you stay updated on the dental marketplace insurance so you can make an informed decision and get the most out of your dental insurance. Coverage […]

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