"Featured" Blogs

Health Insurance Options For Early Retirees

Want to retire early? I don’t blame you. Some people are ok with the idea since they want to experience the benefits of retirement in a younger body. There are pros and cons to this approach though and your health is oftentimes a determining factor. Shopping for a health insurance plan during early retirement can […]

READ MORE

Does Marketplace Insurance Cover Pre-Existing Conditions? Get the Facts

Could your health insurance claim be denied? For the millions of Americans with pre-existing conditions, this is an important question to ask. Here’s what you need to know about pre-existing conditions and Marketplace health insurance plans. Understanding Pre-Existing Conditions A pre-existing condition is any health problem that you have before your health insurance coverage starts. […]

READ MORE

Auto Insurance Obstacles: How to Get Coverage If Yours Has Lapsed

Do you have a nagging feeling that you’re forgetting something? It might be your auto insurance policy. Auto insurance is required under state laws. It’s also an important protection in case you get into an accident. Despite this, many people let their car insurance lapse for various reasons. If you find yourself in this situation, […]

READ MORE

Can You Have Private Insurance and Medicare? AEP Answers

Around 60 million Americans depend on Medicare for their health insurance. This annual election period, which runs from October 15 to December 7, these Medicare beneficiaries will be making plan selections for the next year. If you are a Medicare enrollee, you may be wondering what other options you have. In some cases, it is […]

READ MORE

Professional Liability Insurance: What Every Business Owner Needs to Know

We all know that to err is human. But when it comes to your business, human error can result in major liability issues. This is why professional liability insurance, also called errors and omissions insurance, is essential for business owners in many common professions. Common Mistakes Can Become Costly Lawsuits Imagine you miss a deadline, […]

READ MORE

Health Insurance Subsidies: How to Know if You Qualify

Don’t assume you can’t afford health insurance. If you purchase health insurance through the Health Insurance Marketplace, you may qualify for premium tax credits and cost-sharing reductions. Open enrollment is happening between November 1 and December 15, so this is the time to see if you qualify. Step One: See If You’re Eligible to Use […]

READ MORE

Do Renters Need Homeowners Insurance? Understanding Protection

Homeowners need homeowners insurance – but what about renters? Because renters don’t own a home, they might assume they don’t need homeowners insurance. However, even renters have belongings to protect and liability risks to manage. Renters, like homeowners, can benefit from insurance coverage. Renters vs. Homeowners Insurance There are different types of homeowners insurance policies, […]

READ MORE

Get Health Insurance as An Independent Contractor

Freelancers make over a third of the United States workforce, and the percentage keeps increasing as we speak. While independent contractors enjoy much freedom and flexibility, being free has a price. Besides the salaries varying greatly from week-to-week and clients being demanding, you will have to find health insurance on your own without the luxury […]

READ MORE

Get the Most Out of Open Enrollment at Work

For many employers, November is the time the open enrollment period begins – a time when employees can reevaluate their benefits, but most importantly their job-sponsored health insurance options. After so many years of employers not covering enough, workers may be surprised to find out this open enrollment season is loaded with new options to […]

READ MORE

Do I Really Need Health Insurance? Why It’s A Smart Move

This open enrollment period, you may be wondering whether you really need health insurance. Although most people no longer need to worry about paying a penalty for not having coverage, health insurance is still a very important purchase. The Individual Mandate After the ACA went into effect, people who did not maintain qualifying health insurance […]

READ MORE

The Health Insurance Marketplace: Open Enrollment Begins!

It’s time to purchase health insurance coverage for 2020. The annual open enrollment period for the Health Insurance Marketplace starts on November 1, 2019 and ends on December 15, 2019. If you want to purchase private health insurance that meets ACA requirements for minimum essential coverage, this might be your only chance to get coverage […]

READ MORE

Open Enrollment 101: How to Get Great Health Insurance

Open Enrollment is your opportunity to purchase health insurance coverage for the next year. To help you make the most of this opportunity, here’s your crash course in the Health Insurance Marketplace open enrollment. Start Dates and Deadlines The open enrollment period starts on November 1 and ends on December 15. Coverage will go into […]

READ MORE