"Commercial Insurance" Blogs

Professional Liability Insurance: What Every Business Owner Needs to Know

We all know that to err is human. But when it comes to your business, human error can result in major liability issues. This is why professional liability insurance, also called errors and omissions insurance, is essential for business owners in many common professions. Common Mistakes Can Become Costly Lawsuits Imagine you miss a deadline, […]

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Employment Practices Liability Insurance: 5 Reasons to Get It

If you have employees, you should seriously consider getting employment practices liability insurance (EPLI). A type of liability coverage, EPLI protects your business against lawsuits filed by employees. Common claims typically covered under EPLI include discrimination, harassment and wrongful termination. Here are five reasons to get EPLI for your company. 1. Other types of commercial […]

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Which Businesses Need Commercial General Liability Insurance? Get Answers Here

Without the right insurance, your business could be at risk. Commercial general liability insurance is considered one of the most common and most important types of commercial insurance. If you operate a business, there’s a good chance you need it. Commercial general liability insurance provides coverage for common liability issues faced by businesses. For example, […]

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Obtaining Small Business Insurance: New York State Requirements

Don’t operate a small business in New York without knowing the state’s insurance requirements. Without proper coverage, your business could be vulnerable to the high costs associated with lawsuits, criminal activity, property damage and injuries. You could also face fines and other legal consequences for failing to maintain required coverage. Commercial Liability Insurance Requirements in […]

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What Types of Small Business Insurance Do I Need? The SBI Coverage Checklist

You need small business insurance – but what kind of small business insurance? Small business insurance doesn’t refer to a single policy type. Because the needs and risks of each business vary, the required and recommended insurance policies also vary. If you operate a small business, use this checklist to see if you’re forgetting anything. […]

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Is Small Business Insurance Required? Real-Life Scenarios

As a small business owner, you have a lot on your mind. You need to think about building your business and increasing your revenue, all while keeping your overhead down. You’re hoping everything will go right – but you also need to prepare for how things could go wrong. Small business insurance can protect your […]

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What is Small Business Insurance? Understanding SBI

When you run a small business, you take on big risks. One lawsuit, fire, or cyberattack could threaten everything you’ve worked so hard to create. You’ve invested a lot of time, money and energy into your business. The right insurance can help you protect that investment. If you own a small business, you should take […]

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How to Get Liability Insurance for Your Business: As Easy as 1-2-3

If you own a business, you understand how much work goes into keeping it running. Even when everything goes smoothly, there’s a million things you need to think about – and things don’t always go smoothly. Lawsuits are common, and even when they are unfounded, the legal costs can damage a business. A study conducted […]

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Commercial Liability Insurance vs. Umbrella Policy: Key Differences

Business owners face numerous risks. To manage these risks, they need insurance. It sounds simple in theory, but it can be complicated in practice. Just as there are many different types of risks, there are many different types of insurance. Two that can easily be confused are commercial general liability insurance and an umbrella policy. […]

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