"Auto Insurance" Blogs

High-Risk Auto Insurance: Things To Keep In Mind

If you are one of those that made poor choices out on the road, you still have a chance to make it better. Insurers consider some individuals to be “high risk” drivers. In other words, they are more expensive to insure. But who is considered a high-risk driver? To an insurance company, your behavior behind […]

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How Credit Scores Affect Your Car Insurance

Besides the type of vehicle, and accident or claims history, your credit score is an important factor to consider when it comes to how much you will pay for car insurance.  Insurance companies tend to use your credit history to help set your rate. Factors that affect your car insurance rate Your driving history has […]

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Does Car Insurance Cover Natural Disasters?

Natural disasters are unpredictable. They cause many insurance claims for both drivers and homeowners. The big question is whether your car insurance will cover damages caused by a natural disaster. In order to answer this question, you first need to learn about the type of insurance you have and whether a natural disaster will be […]

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Auto Insurance For Seniors: Money Saving Tips

Young drivers may see their auto insurance drop as they gain experience behind the wheel, but it’s a different story for older drivers.  Rates tend to rise because there is a greater risk of paying out claims to motorists as they age.  The good news is not every insurance company sees older drivers as a […]

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Comprehensive Vs Collision Auto Insurance

While the foundation of car insurance is liability insurance, there are other important components to consider. Most importantly, you should be able to cover any damages you cause to others with liability insurance. On the other hand, comprehensive and collision will do something liability can’t do – that’s compensating you if your car is stolen. […]

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Does My Car Insurance Cover Rental Cars?

With the holidays coming to an end and everybody going back to work, the idea of renting a car may seem remote to you. But hold on, Valentine’s is on its way. In some cases, your current car insurance policy covers a rental car, so buying rental car insurance may duplicate your existing coverage. The […]

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The Holidays May Be the Best Time of The Year to Review Your Policy

The jolliest season is not complete without a last-minute car insurance checkup. Auto insurance is an important piece in your financial puzzle. Many things happen throughout the year and you may not realize a few adjustments need to be made. A review of your auto insurance policy may be appropriate at this time of the […]

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Auto Insurance Alert: Driving Risks Increase During the Holidays

Holiday driving can turn deadly in a second. If you’re going home for holidays, make sure you don’t get into a crash on the way. Drive extra safe, make sure your vehicle is in good condition and protect yourself with great auto insurance.  Here’s why it matters: Fatalities Are Up Traffic fatalities increase during holiday […]

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SR22 Auto Insurance: Everything You Need to Know

You’ve been told you need SR22 auto insurance. There’s just one problem. You don’t know what SR22 insurance is or how to get it. Relax. SR22 insurance is a common requirement, and although needing it isn’t ideal, you’ll be OK once you learn a few things about it. What Is SR22 Insurance? Under state law, […]

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The Truth About Tickets and Auto Insurance Rates

You got a ticket. Now what? On top of the cost of the actual ticket, your auto insurance rates could increase. But before you panic, take a deep breath. Not all tickets will impact your rates, and there are steps you can take to decrease the damage. How Tickets Impact Your Rates When you get […]

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Why Are Teen Drivers So Expensive? Auto Insurance Cost Saving Strategies

Do you have a teen driver in your household? If so, you may have noticed a sharp increase in your auto insurance premium. Teen drivers typically pay much more than older drivers for insurance coverage. That’s the bad news. The good news is that there are steps you can take to save on auto insurance […]

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Do Women or Men Pay More for Auto Insurance? Reasons Behind Rates

A man in Alberta legally changed his gender, at least on paper, just so he could get cheaper car insurance. The man was in 20s, and he said the legal gender switch saved him about $1,100. Few people would go to such extremes simply to save money on car insurance, but the story does highlight […]

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