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Health Insurance

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Can My Business Get Sued for A Data Breach? A Cyber Liability Wake-Up Call

It may seem like victim-blaming, but your business can indeed be held liable for data breaches. Companies have a duty to safeguard the customer data they store. If that data gets out – even if it’s the result of a malicious cyberattack – you need to follow local laws governing customer notification. You could even […]

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Health Insurance Enrollment Trends: Rates, Plans, and Participation

2020 is almost here, and that means it’s time to think about health insurance coverage for the new year. Open enrollment for Marketplace health plans lasts from November 1 to December 15. Here’s what we know so far about trends in rates, plans, and participation. Rates: How Much Will You Pay? Healthcare costs have been […]

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Health Insurance Options For Early Retirees

Want to retire early? I don’t blame you. Some people are ok with the idea since they want to experience the benefits of retirement in a younger body. There are pros and cons to this approach though and your health is oftentimes a determining factor. Shopping for a health insurance plan during early retirement can […]

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Auto Insurance

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Auto Insurance Obstacles: How to Get Coverage If Yours Has Lapsed

Do you have a nagging feeling that you’re forgetting something? It might be your auto insurance policy. Auto insurance is required under state laws. It’s also an important protection in case you get into an accident. Despite this, many people let their car insurance lapse for various reasons. If you find yourself in this situation, […]

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Is Uninsured Motorist Coverage a Good Idea? Revealing Data

In many states, insurance companies are required to offer drivers uninsured motorist coverage when they apply for auto insurance. Drivers, however, aren’t always legally required to accept uninsured motorist coverage. Because it costs extra – and, let’s face it – no one enjoys spending their hard-earned cash on insurance, you might be wondering whether it’s […]

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Life Insurance

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Determining Life Insurance Needs: How Much Coverage to Buy

You need life insurance. But how much of it do you need? Life insurance is an important financial planning tool that can ensure your loved ones are taken care of no matter what happens to you. Most people understand the importance of coverage. Figuring out how much coverage to buy is another story. After all, […]

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Young And Restless But Got Life Insurance: Why Life Insurance Is A Must-Have For Every Young Person

Building a good financial foundation an early age is a matter of having the right tools. But first things first. You need a budget, especially if you want to have an emergency fund, save for retirement and pay off your debt. Life insurance is something to consider given the many benefits it offers – even […]

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Should I Buy Life Insurance? 5 Reasons You Might Need It

Life insurance is an essential part of financial planning. Despite this, many people don’t have the coverage they need. According to the 2018 Insurance Barometer Study from LIMRA, only about 60 percent of people in the US. Have life insurance, and about 20 percent of people with coverage say they don’t have enough. If you […]

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