Average Health Insurance Premiums in USA

In The United States, the average monthly health insurance premium is $481. A premium is what you pay per month for health insurance. Insurance Line One offers affordable health insurance starting at $150 per month. Give us a call today or fill out the form by clicking the button below to get a quote.

Location 2018
United States $481
Alabama $558
Alaska $726
Arizona $516
Arkansas $364
California $430
Colorado $470
Connecticut $545
Delaware $589
District of Columbia $324
Florida $466
Georgia $483
Hawaii $438
Idaho $478
Illinois $486
Indiana $339
Iowa $713
Kansas $518
Kentucky $422
Louisiana $474
Maine $588
Maryland $487
Massachusetts $316
Michigan $381
Minnesota $385
Mississippi $519
Missouri $529
Montana $525
Nebraska $767
Nevada $432
New Hampshire $475
New Jersey $413
New Mexico $414
New York $506
North Carolina $627
North Dakota $377
Ohio $371
Oklahoma $659
Oregon $414
Pennsylvania $575
Rhode Island $311
South Carolina $520
South Dakota $521
Tennessee $743
Texas $434
Utah $550
Vermont $505
Virginia $535
Washington $336
West Virginia $545
Wisconsin $569
Wyoming $865

Notes
Premiums were analyzed using the second-lowest cost silver (benchmark) premium for a 40-year-old in each county and weighted by county plan selections. In some state-based marketplaces, the premium data for some years are at the rating area level and are mapped to counties before weighting by county plan selections. For more information on sources and methodology, see: [2017 Premium Changes and Insurer Participation in the Affordable Care Act’s Health Insurance Marketplaces.]

Sources
Kaiser Family Foundation analysis of data from Healthcare.gov, state rate review websites, and state plan finder tools.