Affordable Health Insurance

Plans Starting at $150

Affordable Health Insurance Plans

Having health insurance helps make bad situations more bearable. The difficulties involved with injuries and sickness shouldn’t be exacerbated by large medical costs. Medical insurance allows individuals to pay for doctor’s visits, surgery, hospital bills, pharmacy costs and lab expenses. Some plans even cover vision, dental, and mental health care. Coverage varies from plan to plan, and an Insurance Line One agent can help find the best plan for you. Call (800) 606-1671 for a free quote today.

Americans currently pay $3.4 trillion per year for medical care, nearly twice the amount of other developed nations. According to data provided by the Center for Medicare and Medicaid Services (CMS), the average American spends $9,596 on healthcare in 2012. Experts suggest that the average amount spent on healthcare will reach nearly $15,000 by 2023. With rising healthcare costs, finding the right plan is more important than ever. The right health insurance plan will make sure you are paying premiums you can afford while receiving the necessary coverage and benefits.

Insurance Line One has been providing low-cost health insurance for families across the US since 2009. We are one of five insurance agencies in the US that can underwrite policies all 50 states. This means that no matter where you live, Insurance Line One agents are licensed to provide you with a localized health insurance plan. All of our plans are eligible and compatible with the ACA, even after open enrollment. Receiving a quote is stress-free, easy, and will lead to remarkable savings.

What Is the Average Cost of Health Insurance?

Data from eHealth shows that the average individual health insurance premium for the first two months of open enrollment during 2017 was $393, and the average deductible was $4,328. This is nearly 99% higher than the premiums in 2013, which had an average of $197. Family premiums experienced an even more drastic increase in average costs. The average family premium in 2013 was $426. In 2017, the average family premium increased 140% to $1021. Finding a trusted insurance provider is the first step towards avoiding high, unreasonable premiums.

What’s Covered by Health Insurance?

Under the Affordable Care Act, there are 10 categories of services that insurance plans are legally required to cover:

  • Ambulatory patient services (outpatient care without being admitted to a hospital)
  • Emergency services
  • Hospitalization (such as surgery and overnight stays)
  • Pregnancy, maternity, and newborn care (both before and after birth)
  • Mental health and substance use disorder services (including counseling and psychotherapy)
  • Prescription drugs
  • Rehabilitative and habilitative services
  • Laboratory services
  • Preventative and wellness services including chronic disease management
  • Pediatric services such as oral and vision care (adult dental and vision coverage are not included)

These essential health benefits are minimum requirements for all plans, but certain states may allow for more specific coverage. Call Insurance Line One for more information on your state’s policies. Our agents will provide you with example plans to compare against your current coverage.

3 Reasons to Get a Quote from Insurance Line One

Those looking for affordable comprehensive health insurance can rely on Insurance Line One to find the ideal plan. Since 2009, we have helped those with Preferred Provider Organization plans and Health Maintenance Organization receive reliable healthcare coverage for their families. With Insurance Line One, you will be able to:

  • Choose from a variety of health insurance plans
  • Receive customized coverage options
  • Save money with low premiums

When receiving a quote from our friendly representatives, it’s important as honest as possible. Undisclosed medical conditions may result in a cancellation of the policy. Receive a quick quote by calling us at (800) 606-1671 or filling out our contact form online.

Time and again, we see evidence that the amount of money we spend on health care in this country is not gaining us comparable health benefits,” said Dr. David Blumenthal, president of the Commonwealth Fund.

Related Affordable Healthcare Resources


About Us

  • We can provide affordable health insurance in all 50 states.
  • We enroll you 24/7/365
  • Affordable Health Insurance Plans Starting at $150 per month